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At Hoover & Associates, the way we do business is as  important as what we do.  

Working as a team, Hoover and Associates offers complete insurance, financial, and employee benefit planning services.  We work together to serve our clients'  business and personal needs, focusing on solutions that emphasize convenience, practicality, and ingenuity.

As a fully independent financial firm, we represent over 100 service providers.  We research the marketplace and customize our recommendations based on your individual needs and goals. Our team of professionals is dedicated to providing guidance, vision, and customer care that is required in every phase of planning. Your success is our priority!

 On our website, you will find valuable information to evaluate your current position and progress toward your personal and business goals.  We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy.  You will also find calculators that will help you assess your current and future needs. 

Announcing Our 8th Annual SHRED IT! Event

Protect Your Identity

Saturday, October 14th, 2017  10:00am - 1:00pm

Bring your unwanted documents to our Royal Oak office to be securely shredded on site. CPA Tom Collins will answer tax questions and give advice on what should be shredded. Afterwards, please enjoy cider and donuts! Friends and family are welcome!

NEW! Help us help others

If you would like to bring some canned goods to donate, we will be collecting for Gleaners Food Bank.


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R.J. Hoover of Hoover and Associates has been awarded the Accredited Investment Fiduciary® (AIF®) designation from the Center for Fiduciary Studies™ (the Center), the standards-setting body for fi360. The AIF designation signifies specialized knowledge of fiduciary responsibility and the ability to implement policies and procedures that meet a defined standard of care. The designation is the culmination of a rigorous training program, which includes a comprehensive, closed-book final examination under the supervision of a proctor, and agreement to abide by the Code of Ethics and Conduct Standards.  On an ongoing basis, completion of continuing education and adherence to the Code of Ethics and Conduct Standards are required to maintain the AIF designation.

Fi360, based near Pittsburgh, Pa., is the first full-time training and research facility for fiduciaries, and conducts training programs throughout the United States and abroad. The Center for Fiduciary Studies confers the AIF designation as well as the Accredited Investment Fiduciary Analyst™ (AIFA®) and Professional Plan Consultant™ (PPC™) designations. AIFA designation holders are the only recognized professionals trained to perform fiduciary assessments, which measure how well investment professionals are fulfilling the fiduciary duties required of them by the applicable investment legislation, case law, and regulatory opinion letters. PPC designation holders possess an ability to employ best practices that help plan sponsors run successful and compliant practices. The PPC designation is awarded to those who complete a curriculum based on ERISA regulations and industry best practices as it pertains to the management of a qualified plan.

About fi360

fi360 helps its clients gather, grow, and protect assets through better investment and decision-making.  Since 1999, fi360 has been providing innovative solutions to financial services providers, including the AIF® and AIFA® training programs, the fi360 Toolkit™ software, and fi360 Fiduciary Score®.  Our vision is to be the leading provider of services that raise the level of professionalism in investment management.

With extensive education, certification, software, and practice management offerings, fi360 is a one-stop shop equipped to provide individuals and organizations with the training, tools, and resources necessary to become more successful.







The Retirement Advisor University is pleased to announce that Randall A. Hoover is now credentialed as a Certified 401(k) Professional – and holds the C(k)P® Designation, which represents a distinguished achievement for the professional Retirement Plan Advisor.

The C(k)P® or Certified 401(k) Professional Designation is administered by The Retirement Advisor University in collaboration with UCLA Anderson School of Management Executive Education.

The C(k)P® Designation distinguishes financial professionals who have demonstrated the knowledge and experience-level to favorably impact the outcome of corporate retirement plans.  Randall A. Hoover is now authorized to use the C(k)P® Designation certification mark.

The C(k)P® Standards & Certification Committee establishes the standards for the Certified 401(k) Professional Designation. Holders of the C(k)P® Designation are expected to maintain a high degree of knowledge and ability in the following areas:

  • Technical Competence
  • Optimizing Plan Outcomes
  • Business Management
  • Sales and Marketing

To earn the right to use the C(k)P® Designation requires more than an academic aptitude. A financial professional is expected to demonstrate a real world application of the core competencies taught in the classroom.

The prerequisites* to use the C(k)P® Designation on marketing material consists of:

  • 3 years of experience in the defined contribution industry;
  • 10 plans under management/advisory; and
  • $30 million of assets under management/advisory.

HOOVER and ASSOCIATES has Professionally Trained in the Affordable Care Act and is a Certified provider by the National Association of Health Underwriters


We have recently been awarded the National Association of Independent Financial Advisors QUALITY AWARD   




Randy Hoover has also earned the designation of Accredited Investment Fiduciary from the Center for Fiduciary Studies 







Click the logo for our newest quarterly newsletter!





*Loose Change Newsletter*



Insurance and Financial Services include:


Group Benefits : 

Group Health, Vision, Dental and Supplemental Insurance

401k Plans

 Business Insurance and Continuation Planning


Individual Insurance and Financial Services : 

Life Insurance - Term and Whole

Retirement Planning

Traditional and Roth IRAs

IRA Rollovers

401 (k) Plans

Individual and Managed Accounts

Education Funding

Variable, Fixed, and Indexed Annuities

Stocks and Bonds

Mutual Funds and Exchange Traded Funds (ETF's)

Real Estate Investment Trusts (REITs)

Long Term Care Insurance

Disability Insurance

Charitable Giving

Individual Health Insurance

Medicare Supplement Insurance


Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck