Hoover & Associates Group Benefits, Insurance and Financial Planning

Insurance and Financial Services

At Hoover & Associates, the way we do business is as important as what we do.  Working as a team, Hoover and Associates offers complete insurance, financial, and employee benefit planning services.  We work together to serve our clients'  business and personal needs with focused solutions that emphasize convenience, practicality, and ingenuity.

As a fully independent financial firm we represent over 90 service providers.  We research the marketplace and customize our recommendations based on your individual needs and goals. Our team of experienced professionals are dedicated to providing the sound guidance, vision, and customer care that are required in every phase of planning for successful implementation and results.

 On our website, you'll find valuable information for evaluating your current position and progress toward your personal and business goals.  We offer educational articles that outline financial concepts and highlight products designed to fill the gaps in your financial strategy.  You will also find calculators that will help you assess your current and future needs.  Please remember to visit our website often, as our content is contantly changing. 

If you have any questions or would like to schedule a meeting to discuss your individual needs please call us at 248-298-4000 or email at rhoover@hooverassociates.com.  We would be happy to help and look forward to working with you.

 Randy Hoover was recently awarded the title of 2010 Five Star Wealth Manager by Hour Detroit and db magazines.  Randy has also qualified for The National Association of Health Underwriter's Lifetime Achievement Award.

 

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There is still time to register for our upcoming seminar on...

SOCIAL SECURITY STRATEGIES FOR ALL AGES

with featured speaker Elaine Hermsen

Elaine is a vibrant nationally sought after keynote speaker on the topic of social security.

Learn important facts and strategies about how social security works, available options, and how to maximzie your benefits.

Also, understand important issues on how Social Security works and interacts with Disability and Medicare Benefits.

Tuesday, January 31, 2012

Troy Marriott Hotel

4:00-5:30 PM

&

The Novi Library

7:30-9:00 PM

Feel free to invite coworkers and friends.

This is a seminar you won't want to miss!

Elaine often leaves standing room only and space is limited, so please contact our office to RSVP by January 27th!

                                             

 

 

 

 

                                                                              
Calculators

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Lifetime Earnings

This calculator is designed to help you attach a dollar figure to your life’s work.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

More Calculators →

Newsletters

HOT TOPIC: Understanding the Three New U.S. Trade Agreements

Congress recently approved trade agreements with South Korea, Columbia, and Panama. They are the first U.S. trade agreements in four years. This article examines the pros and cons of the agreements and how they may stimulate the U.S. economy.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

More Newsletters →